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Policy

At we want to help you make the best financial decisions for you. We also want to offer you some protection from loan providers that engage in lending practices that are dishonorable and unlawful.

Trust and Truth

The practices and policies of measure up to fair lending statutes such as the Truth in Lending Act. Prior to signing a loan agreement, the lender must provide you (most often electronically) appropriate information about all charges, fees, rates, and roll-over charges. Visit this website’s Rates and Fees section to know more what you need to consider before getting a loan.

Fair Lending

The Dodd-Frank Wall Street Reform Act stipulates all lenders must only use "fair lending" practices. The Consumer Financial Protection Bureau (CFPB) holds the responsibility for enforcing fair lending legislation and rules.

Current State Regulations

expects its network of loan providers to stick to the law with regards to federal and state regulations regarding fees, interest rates, maximum loan terms, cooling-off periods between loans, roll-over limits, and any other loan terms. Loan providers that are recognized at a federal level as an Indian Entities Recognized Tribe are allowed to act as independent sovereign nations and, because of this, they may not be compelled to follow local law regarding rates, fees and other loan terms, however they must obey federal lending laws including the Truth in Lending Act.